No, your settlement agent attends on your behalf. She will then contact you and your real estate agent to advise settlement has been completed.

Yes and No.

No, the Government does not provide any specific discount on charges in relation to buying or selling a property.

Yes, mention to me that you are a pensioner when completing your application for a quote and I will take that into account.

Generally a lender will require that you arrange house insurance on a property that you purchase. Many lenders will not book in settlement without first sighting evidence that insurance is in place. Check this with your lender.

If you are purchasing a strata property the insurance for the property may be already in place and arranged by the strata company. Don’t go to the expense of paying for insurance without first checking this with your real estate agent or settlement agent.

DLI is the Department of Land Information. It is the Government Department that keeps records of who owns all land in Western Australia (among other things).

Once you buy a property you are recorded as the Registered Proprietor of that land and this is noted on the original Certificate of Title that is held by DLI. This information then becomes part of the public domain and can be accessed by anyone (for the appropriate fee).

Like to know more? Visit www.dola.wa.gov.au

Generally you cannot move into a property until after settlement has occurred.

If the house is vacant or had been rented you can move in immediately settlement has taken place. Just check with your real estate agent about obtaining keys.

If the seller has been living in the property he has until 12noon the day following settlement to be out of the property.

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